Thursday, December 26, 2019

Buildings and Places Key Vocabulary in English

The words below are the most important words used when talking about different places and areas such as shops, towns and the countryside. Buildings, shops, and communities are categorized with an example sentence provided for learning in context.   Buildings People Live In apartment - I live in an apartment on 52nd Street.apartment block - Tom has a place in that apartment block over there.  block of flats (British English) - Three hundred people live in that block of flats.bungalow - The bungalow in the forest is so nice for a weekend getaway.cottage - He has a cute cottage by the sea. Im jealous!duplex (American English) - A duplex always contains two separate homes or apartments.flat (British English) - Alice has a flat in the center of London.floor on the ground / first / top floor - Jack lives on the first floor.house - Id love to own a house someday.  story - ten / multi-story building - He lives in a fifty story building. Other Buildings bar (American English)- Lets go to the bar and get a drink.car park - Ill leave my car in the car park and meet you at the office.castle - The queen lives in a castle.cathedral - The cathedral is always the most magnificent Catholic church in town.church - Theres a small church up on the hill.  office - He works in that office over there.  post office - Lets stop by the post office to send off these letters.pub (British English) - Shall we get a pint at the pub?restaurant - Id like to go to an Italian restaurant tonight.  skyscraper - That skyscraper is 110 stories tall!station - Can you pick me up at the station?bus station - I caught a Greyhound bus at the bus station.fire station - What would we do without the fire station?police station - The police station is located down this road.  airport - I need to get to the airport by six oclock.   Stores and Shops bakers - Id like to go to the bakers to get a cake.butchers - Can you pick up a pound of hamburger from the butchers?department store - Some people like shopping in a department store because they can find everything in one place.  dry cleaners - Ill pick up my shirt at the dry cleaners after work.  fishmongers - We bought three pounds of salmon from the fishmongers.  greengrocers - The greengrocers have some lovely celery at the moment.  grocers - She stopped by the grocers to pick up some food.  ironmongers (British English) - I need to buy a hammer at the ironmongers.  hardware store (American English) - Do you think the hardware store sells lawn mowers?shop - Id like to stop at that shop on the corner. Communities city - He lives in a big city.  capital city - Sharon lives in the capital city of Oregon.  port - Leghorn is a port on the Tyrrhenian Sea.  resort - My friend stayed at a resort on the beach.  holiday resort - Families like to go to holiday resorts for vacations.  seaside resort - Youll have a lot of fun at our seaside resort.  ski resort - The weather was fantastic at the ski resort. It snowed every day!town - I live in a small town near the border.  village - There are many charming villages in France.   Parts and Areas of Communities area - Thats a beautiful area.country area - Their house is in a wooded country area.  residential area - There are 200,000 people in this residential area.rural area - Rural areas are hard to reach by bus.urban area - The urban areas are where most jobs can be found.  center - He lives in the center of the city.city center - The city center is located just ten miles from here.town center - The town center has many lovely monuments.  district - The working district houses many firms.  outskirts - Our shop is located on the outskirts of Seattle.  region - The Pacific Northwest region is very hip.  suburb - Many people live in the suburbs, but would like to move to the city.

Wednesday, December 18, 2019

Student Loan Debt - 2542 Words

Student Loan Case 1) Summarize the student loan industry. Answer with respect to both public and private loans and be clear as to which you are referring to. a) What led to the inception of the student loan market? The inception of the student loan market started like any other loan market, there were a large amount of borrowers who needed money now to invest in college to make more later that were matched with lenders who had excess funds and wanted return on the funds. The National Defense Education Act of 1958 which provided loans to students in higher education institutions started the student loan market. This was supposed to help train students to get jobs that will help them succeed and in turn help our nation succeed. b) What†¦show more content†¦The Market size of student loans is $1.2 Trillion, private accounting for $0.2 Trillion and federal accounting for $1 Trillion. Student Loans taken out have been increasing, student loan debt outstanding has been increasing and average student loan debt per borrower has been increasing. Some believe that these may cause problems and increase outstanding debt and defaults which taxpayers have to pay. While government professionals may believe that taking a hit now to help consumers get higher paying jobs may be worth it in the long run so they can start consuming. 2) How have student loans been treated in bankruptcy historically and today? a) Include in your answer information about how the treatment impacts lending b) Include in your answer information about how the treatments impacts the economy c) There is some controversy here why does that arise? d) What might happen if the laws changed? Before 1976 student loans were dischargeable in bankruptcy; this policy did have some loopholes though and when it comes to loopholes in money you do not want to leave many. Student loans stopped becoming dischargeable because they were afraid that the students would take advantage of the opportunity to file bankruptcy and rid themselves of student loan debt and drain the system. Disallowing the discharge of student loan debt helps to increase incentives for lending since borrowers are stuckShow MoreRelatedStudent Loan Debt And Consumer Choice2824 Words   |  12 PagesStudent Loan Debt and Consumer Choice In today’s society, student loans are haunting the lives of millions of postgraduates all over the United States. Students who have carelessly taken out loans and those in serious need of financial aid for their college education are now burdened with thousands of dollars worth of debt. As the student debt average continues to increase in our nation, the budgets of postgraduates begin to dwindle and the amount of defaults grow dramatically. With the large studentRead MoreStudent Loans And Student Loan Debt898 Words   |  4 Pagestelevision. Unfortunately, at a staggering $1,200 per month in student loan repayment debt partly because she was misinformed of the terms of her student loan (55). Debt is foreseeable but student loan debt can leave borrowers distraught at the mere thought of the unrealistic terms (Hillstrom 55). All students entering college need to be aware of student loans and how they impact the future; either negatively or positively. For some students, a college degree is the key to success but for others theRead MoreThe Debt Of Student Loan Debt1168 Words   |  5 Pagesconsumer debt, which help contribute to the large sums of debt countless Americans find themselves faced with. Directly effecting many college students is student loan debt. Student loan debt is now the second largest form of consumer debt behind housing† declares the Federal Reserve Bank of New York (Grisales). This is due to the fact that student loan debt grew 7.1% in 2014 to $1.2 trillion (Grisales). If this statistic alone is not worrisome this next one is sure to be. The amount of debt in theRead MoreStudent Loan Debt1074 Words   |  5 Pagesof Financial Literacy Available in Regard to Student Loan Debt This personal finance paper will concentrate on the insufficient amount of guidance that is available concerning student loans. The purpose of this paper is to illustrate how prospective and current college students are ill prepared in their education and understanding of student loans. Three major issues that will be outlined in this paper include the large majority of college students are no longer able to pay for college out of pocketRead MoreStudent Loan Debt778 Words   |  4 PagesPersuasive Speech Rough Draft Outline Title: Student loan Debt Crisis Speaker: Markevia Lee Specific Purpose: To persuade the audience of their choice of taking out student loans. Thesis Statement: College is not something to put off until after you have graduated, students need to find ways to pay for college before they graduate. I. Introduction: Attention-getter: The increasing trend of college students graduating with significant more student loan debt than job prospects is both alarming andRead MoreStudent Loans And Student Debt1128 Words   |  5 Pagesthe moment for many students are student loans. Young college students who don’t have the money, don’t have enough scholarship money, or family who doesn’t have the money to pay, will apply for student loans each year. They amount the student receives can vary depending on the college and what the student has achieved academically. Though interest rates are low with subsidized being 4.29% and unsubsidized being 5.84% (Federal Student Aid Interest rates and Fees), student loans still have a huge effectRead MoreStudent Loan Debt: Is it worth it?1364 Words   |  6 PagesStudent Loan Debt: Is it worth it?   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Many high school students are beginning their senior year and have already started to stress about how they will pay for their higher education. Although many students will have scholarships and financial aid, a lot more will struggle to pay for schooling and will have to take out multiple student loans. Many people wonder if higher education is worth the debt the country and the students are in and it is, however, there are alternatives.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Read MoreBenefits Of A Student Loan Debt991 Words   |  4 PagesWhen a student finally graduates from college there is this excitement that comes to you. You finally graduated and now can apply the things you have learned in the job or career you plan on. Unfortunately, it’s not that simple, many graduating student finds themselves in hug student loan debt. The numbers are staggering: more than $1.2 trillion in outstanding student loan debt, 40 million borrowers, an average balance of $29,000. Men and women laboring under student debt are postponing marriageRead MoreStudent Loan Debt On College Students887 Words   |  4 PagesStudent Loan Debt on College Students Student loans are becoming more and more of a problem for college students all across the United States. As college tuition has significantly increased over the past years, it has become extremely common for most college students to finance their education through student loans. Tuition has become so expensive that it is almost unheard of for a student to pay for their tuition out of pocket or by working for their education part time. As the result ofRead MoreThe Student Loan Debt Total1736 Words   |  7 PagesThe student loan debt total was about nine hundred and two million dollars to one trillion dollars in the United States in 2012; the federal student loan debt made up about eight hundred and sixty-four billion dollars of the total debt (Driscoll and Clapp). Many people in the United States that cannot afford college tuition and additional fees take student loans and/or federal grants. Student loans are different from federal grants in that the loans have to be paid bac k with interest, while federal

Tuesday, December 10, 2019

Distribution And Sales Management Strategies - Click to Get Sample Sol

Question: Discuss about the Distribution and Sales Management Strategies. Answer: Introduction: After considering the provided case study, it is understandable that the concerned organization Tropicana Fishing Lodge mainly focuses on those customers, who are passionate about the hobby of fishing. It is evident from the case study that Tropicana Fishing Lodge expects guests who desire to stay more than five days, as the organization prefers to provide varieties of service and opportunities for catching fishes. Therefore, the selective distribution strategy would be most convenient for the organization. In the selective distribution strategy, a business organization or a particular manufacturer select a particular channel and a certain number of intermediaries for selling a specialized goods or service for a selective target market (Hollensen, 2015). In other words, selective distribution is considered as a product or service distribution strategy that lays between the extensive distribution and intensive distribution strategies (Pride Ferrell, 2016). Due to the reason that a strong intermediary can tactfully maintain the credibility of a distinct service provider as well as establish potential competitive advantages, it fundamentally forms selective distribution (Burns et al., 2016). The advantage of applying the selective distribution strategy is it helps an organization to save expenses, to earn firm control on marketing and improvise the existing marketing efficiency (Armstrong et al., 2014). Considering the case study of Tropicana, it can be said that the organization suffers from several lean seasons and the lodge needs to appraise its present marketing value too. Selective distribution would be appropriate for Tropicana based on the organizations selective choice of the target market, whose attributes are related with the hobby of fishing. Further, Tropicana only covers a particular geographical area, which is the Caribbean cost of Costa Rica. Selective distribution strategy would be convenient for Tropicana as the strategy helps retailers to cover a specific geographical area. Tropicana can make better market coverage, which will help them to give hard competition to two of the organizations chief competitors - Azul Grande and Casa Fantastica. However, one main constraint that the organization can face even after adopting this strategy is Tropicana can find it difficult to select proper dealers for distribution or broadcast who can match Tropicanas aim and requirements. After recommending a possible as well as convenient distribution strategy and considering the current situation of Tropicana Fishing Lodge, it is to say that a proper tactical plan for increasing demand in the lean season should integrate aspects like service modification, better promotional activities and customer feedback. In order to acquire more demand from the target market in the lean months, the organization would require integrating the above-mentioned aspects due to several reasons. For the rainy seasons, the organization can think of adding services regarding rainforest expedition as it can attract nature lover tourists from all over the country. The authorities can also think about expanding the guesthouse by taking some of the lands from the banana firm. With the particular modification, the income of the banana firm will be less though it would possibly exceed the earning of the guesthouse. Facilities for rainforest expedition, central air-conditioning and common room for leisure should be considered. At the same time, there is lack of attractions and services in comparison with the vacation areas. Moreover, better promotional activities are required as per the reason that the organization only advertises through online social media in the locality of San Jose. It is also understandable that Tropicana does not prioritize their guests feedbacks. The above-mentioned reasons are significant to address as per the reason that the major competitor of Tropicana, which is Azul Grande has better accommodation power than Tropicana as per the case study. Most significantly, Azul Grande promotes their service through selective outdoor magazine. It means the rival organization chiefly uses the selective distribution strategies and concentrates on providing better accommodation. Henceforth, a well-attainable tactical plan will be to improvise the current service standard. More precisely, Tropicana should invest for improvising its accommodation facility and at the same time should include varieties of fishing facilities, which can help guests in fishing even in the rainy months. In terms of improving accommodation, Tropicana can think about central air-conditioning and common room for leisure time. Next, the plan should include a better marketing procedure, which is to promote the new accommodation and fishing facilities through distinct magazines and online social media (Andrus et al., 2015). Online broadcast and use of social media should be an integral part of the plan, as it will be cost effective and later will help the organization to acquire customer feedback. In this respect, it is to mention that, right after applying the marketing initiatives as well as service modification measure, according to the plan, the organization would require customer feedback regarding their new service and advertising features. It would prove most convenient if the organization will provide options for online feedback to their customers (Boone Kurtz, 2013). Therefore, a tactful plan for Tropicana would be to increase the fishing facilities and improve the existing service, promote through online, social media and magazine and acquire customer feedback. References Andrus, D. M., Norvell, D. W., Ramnarayan, S. (2015). Distribution and Sales Management Strategies Related to International Involvement Levels. InProceedings of the 1989 Academy of Marketing Science (AMS) Annual Conference(pp. 465-468). Springer International Publishing. Armstrong, G., Adam, S., Denize, S., Kotler, P. (2014).Principles of marketing. Pearson Australia. Boone, L. E., Kurtz, D. L. (2013).Contemporary marketing. Cengage learning. Burns, L. D., Mullet, K. K., Bryant, N. O. (2016).The business of fashion: Designing, manufacturing, and marketing. Bloomsbury Publishing USA. Hollensen, S. (2015).Marketing management: A relationship approach. Pearson Education. Pride, W. M., Ferrell, O. C. (2016).Foundations of marketing. Nelson Education.

Monday, December 2, 2019

The Controversy Over Euthanasia Essay Research Paper free essay sample

The Controversy Over Euthanasia Essay, Research Paper The contention over mercy killing is based on the same ethical and societal platform from which the arguments for abortion and capitol penalty root. These societal quandary all revolve around the holiness of life and how far authorities can travel in doing picks affecting single rights. Although the argument over mercy killing is merely heating up in the American judicial system, the pattern of assisted self-destruction has been around for centuries, Modern advances in medical specialty and engineering have helped physicians in protracting life. At the same clip these promotions can besides widen the deceasing procedure, which means that some patients could be populating in unneeded hurting if there is no opportunity for recovery. This is why the argument over aided self-destruction has late become a large-scale contention in the United States and all over the universe. The word mercy killing originated from the Grecian linguistic communication. We will write a custom essay sample on The Controversy Over Euthanasia Essay Research Paper or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The word itself translates literally to intend good-d eath. There are four different types of mercy killing. The most widely accepted of these four is inactive mercy killing. Passive mercy killing involves retreating some signifier of support and letting nature take its class. Often the life support or nutrient and H2O are removed and big sums of morphia are given to the patient to alleviate hurting. The following type of mercy killing is active mercy killing. This type of mercy killing takes topographic point when a individual requests action by another individual to do decease. Active mercy killing is most normally taken out shooting controlled substances into the patient. The 3rd type of mercy killing is called physician-assisted self-destruction. The physician supplies the information and/or the agencies of perpetrating self-destruction. The most celebrated American instance of this is Dr. Kevorkian, who coined physician-assisted self-destruction with the term voluntary inactive mercy killing. The concluding type of mercy killing is nonvoluntary mercy killing, when a individual is killed in resistance to their wants, which is fundamentally slaying.